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Commercial Umbrella

Protecting Dreams
Since 1978

With commercial umbrella insurance, you have additional liability protection that covers costs that go above the limits of your other liability policies. 


Should your business be found liable for a substantial claim, this coverage can act as a "safety net" coverage for liability above a specific amount set forth in a basic policy issued by the primary insurer.

To be eligible for commercial umbrella coverage, your business must have either general liability, employer's liability, or commercial auto insurance.


Note: Umbrella insurance cannot be added to a commercial property insurance policy. 

A commercial umbrella policy can help with additional coverage for situations of:
  • Bodily injury 

  • Property damage

  • Slander, false advertising or reputational damage

  • Libel

  • Product liability

  • Customer injury

  • and more...

SAVE BIG!  Bundle umbrella coverage for your business liability or commercial auto at discounted rates.

Understanding what you need

Not sure what kind of coverage you need? By understanding your industry and the nature of your business, we can help put together the right policy, specifically tailored to your needs.


Feeling confused by all of the technical jargon? Not to worry – our agents are here to translate all the lingo and “insurance-speak” that shows up in policy documents so you actually understand what your coverage includes.

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Tedford’s Insurance Experts are Ready to Help
(800) 852-9062
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