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Business liability insurance helps protect you, your business and your employees from claims resulting from the actions of your company that unintentionally cause property damage or bodily injury to a third party.
What would happen if a customer or visitor had an accident and became seriously injured while at your business location? Or what if someone claimed that he or she suffered harm because of your product? Without liability insurance, you could be forced to pay thousands of dollars in medical and court costs. Would your business be able to recover – and survive the damage?
Depending on your policy, liability insurance generally covers:
Court costs and settlements
Attorney/defense expenses if you are sued
Medical expenses (if a person is injured in an accident on your property)
Accusations of false advertising or marketing
Business Income and Earnings
Employment Practices Liability
Directors and Officers Liability
Save Big! Bundle coverage for your business liability and property at discounted rates.
Liability insurance will cover your expenses in the event that someone claims to have been negatively affected by your product or service. It can also cover your defense costs if you are sued and/or a competitor takes legal action against you.
If someone slipped and fell while at your business location. Liability insurance would cover court and/or medical costs associated with the accident.