Need to purchase commercial building insurance for your large or small company? Our team at Tedford will sit down with you to learn about your needs and budget, help answer your questions and discuss your options to get you the best value.
Looking to purchase both building and liability insurance? You can bundle the two for the best rates and comprehensive coverage! Check out this information about our Small Business Package or Business Owners Package for larger companies.
Why do I need commercial building insurance?
Commercial building or property insurance provides coverage on physical assets, such as your office and/or buildings. Property insurance can also cover your machinery, valuable documents, inventory, computers, records and more, and can be used to replace income in case your business is forced to suspend operations after suffering a covered loss.
Commercial building insurance is your best protection against natural disasters and unexpected hazards that could interrupt your business and threaten your income.
For example, imagine that a fire damages or destroys your office building. Commercial building insurance helps cover the costs of rebuilding or repairing the building, and can cover the cost of replacing physical assets like your computers and office furniture.
Will my insurance cover other expenses?
Depending upon your insurance policy and your levels of coverage, you may also receive reimbursement for your continuing expenses if you need to relocate until your office or building becomes fully operational again.
(Note: Loss of Income and Extra Expense coverage is often an optional item, so be sure to review your property insurance policy or speak with your agent to see if these items are covered.)
By understanding your industry and the nature of your business, we can help put together the right policy, specifically tailored to your needs.
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